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It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

Cupcakes valentine's

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I shared these wonderful cupcakes over at Smart School House about a month ago and today I’m bringing them to my Bitz & Giggles readers to enjoy! These tasty and super fun Shirley Temple Cupcakes are made with Cherry Chip cake mix spiked with lemon-lime soda, filled with a marshmallowy fluff, topped with vanilla butter cream frosting and garnished with a cherry. Whew! Talk about CRAZY good – your kids will love them!
I honestly can’t remember the first time I tasted one, but I do remember how special they were to me. They were special because I only really was allowed to drink them when something “special” was taking place – Christmas, family weddings, going out to eat, etc.

These cupcakes are just as special, and are great for birthdays, holiday desserts or a delicious way to say THANK YOU!

So, let’s start talking cupcakes. It all begins with the filling. Have you ever filled a cupcake? I’ll admit that I don’t do it that often because it is a bit time consuming, but since this is a special occasion and we’re talking Shirley Temples I thought I would snap a pic or two on how I do it. Everyone may have their own little method. Mine includes my measuring spoon that I use to scoop out a small chunk in the center of the cupcake and then a baby spoon dipped in warm water to scoop the marshmallow filling into the cupcake.




Once the filling is in, gently place the piece of the cupcake you had scooped out back on top of the cupcake. Don’t worry if it looks a little messy. You’re going to cover it with frosting anyway. It’s kind of the same reason why I put makeup on in the morning.


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Alright, so it’s not THAT bad, but seriously, don’t worry if the tops of your cupcakes look a little rough. You’re going to cover it all anyway with this sweet, delicious frosting! When the cupcakes cooled and it was time to frost them, I whipped up the frosting, licked the bowl, slathered on some of the frosting and popped one of these babies into my mouth. HEAVENLY!!


I frosted a couple more, grabbed my camera and started shooting some photos.




All of a sudden, the kids showed up and it was a game of 20 questions. “Why are those cupcakes on top of each other?” “Is that a real cherry?” “Can I drink that juice?” “Did you eat one already?” Sigh.



So, that was the end of the photo shoot. I packed up my things, the treats were disassembled and we all sat in the kitchen eating our cupcakes and drinking Shirley Temples. Yep, I had another cupcake. After all, Shirley Temples are for special occasions, whether in liquid. . . or cupcake form. So celebrate!

These cupcakes are made with Cherry Chip cake mix spiked with lemon-lime soda, filled with a marshmallowy fluff, topped with vanilla butter cream frosting and garnished with a cherry.

Yield: 24

Ingredients
For the Cupcakes
Cherry Chip boxed cake mix with specified ingredients (substitute lemon-lime soda for water)
Maraschino cherries for garnish (optional)
For the Filling
7 oz. marshmallow fluff
1 stick unsalted butter, softened
2 teaspoons vanilla extract
For the Frosting
8 oz. cream cheese, softened
1 stick butter, softened
5 cups powdered sugar
2 teaspoons cherry JELL-O powder
1 teaspoon vanilla extract

Instructions
For the Cupcakes
Prepare cupcakes as directed on the box, substituting the water with lemon-lime soda.
When cooled, use a small spoon or melon baller to scoop out a portion of the top of each cupcake.
Use a small spoon dipped in warm water (to prevent the marshmallow mixture from sticking to the spoon) to put a scoop of the marshmallow mixture into the hole you just made in the cupcake.
Put the top of the cupcake you had cut out back into the hole, gently pressing it back into its place.
Frost the cupcakes and garnish with a maraschino cherry if desired.
For the Filling
Combine the butter and vanilla extract until creamy and add in the marshmallow fluff.
For the Frosting
Use a mixer to combine the cream cheese and butter, add in the JELL-O and the vanilla extract.
Gradually add the powdered sugar continuing to mix.
Beat until all ingredients are combined and frosting reaches a spreadable consistency.

NOTES
If you want a thicker frosting use more powdered sugar, if you’d like it to be thinner, use less powdered sugar.

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